Mortgage Advisor - Resume Example & Template

Resume of Mortgage Advisor in Text Format

RAJ MALHOTRA

Phone Number:  9953776253 | Email : info@getsetresumes.com | LinkedIn: linkedin.com/company/getsetresumes

MORTGAGE ADVISOR-leveraging 7+ years of experience

Self-motivated and meticulous Mortgage Advisor with a track record of surpassing revenue and sales targets through the selling of loan products and services. Reviewing and analyzing client information and applications, determining financial requirements, and making financial suggestions are all skills that you have. Professional in the mortgage sector with extensive loan-processing expertise and a thorough understanding of conventional and government loan programs. Diligent and detail-oriented — diligent in acquiring borrower information, confirming loan paperwork, and examining file documentation to steer each loan from preapproval to closure.

PROFILE SUMMARY

• Responsible for interviewing clients and assisting them with the completion of loan applications.
• Skilled in working closely with the underwriting department to determine conditions for loan approval.
• Adept at screening and assessing new mortgage applications for loan eligibility.
• Highly skilled in ensuring that personal information such as income and expenditure are received and captured.
• Proficient in identifying potential risks that can lead to a default on the mortgage loan.

CORE COMPETENCIES

• Payment Collection
• Problem Resolution
• Relationship Development 
• Loan Processing
• Prospecting Clients
• Property Evaluation 
• Quality Assurance Management
• Automated Processing
• Signature Verification 

PROFESSIONAL EXPERIENCE

Greenlam Industries Ltd., Noida | Jan. 2019 – Feb. 2022

Mortgage Advisor

• Approved loans within specified limits, and referred loan applications outside those limits to management for approval.
• Met with applicants to obtain information for loan applications and to answer questions about the process.
• Analyzed applicants' financial status, credit, and property evaluations to determine the feasibility of granting loans.
• Explained to customers the different types of loans and credit options available, as well as the terms of those services.
• Obtained and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.
• Reviewed and updated credit and loan files and sent approved loan documents to underwriting with specified limits

Sahni Natarajan & Bahl, Greater Noida | Apr. 2015 – Dec 2018

Mortgage Advisor  

• Developed and cultivated client relationships to better understand their needs, acting as a client advocate, while acting in the best interest of the company.
• Approved loans within specified limits, and referred loan applications outside those limits to management for approval.
• Analyzed applicants' financial status, credit & property evaluations to decide on the feasibility of loans.
• Provide excellent customer service while complying with federal and state lending regulations.
• Explained to customers the different types of loans and credit options that were available, as well as disclosed the terms of those services.
• Obtained and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.
• Cross-generated other loans and financial services and products to exceed customers' needs.

ACADEMIC CREDENTIALS 

Education – MBA (Accounting and Finance) | VIPS | 2010 

BBA, Indraprastha University | 2008

PERSONAL DOSSIER

Languages Known: English, Hindi and French 

~References and other documents available upon request ~